This World Wide Web site with its home page, hereinafter referred to as Website, is an information service provided by Safe Harbor Benefits, Inc., hereinafter referred to as CLIENT. The WEBSITE was created and is maintained by CH Web Design which is headquartered in the State of Texas, in the United States of America, hereinafter referred to as CH WEB DESIGN. This WEBSITE is provided to you, hereinafter referred to as USER, at no charge with the express condition that USER agrees to be bound by the terms and conditions set forth in this document. CLIENT and/or CH WEB DESIGN reserves the right to change these terms and conditions at any time, and USER agrees to abide by the most recent version of this TOS. USER is advised to consult this TOS each and every time this WEBSITE is used or viewed.

AGAIN, THE TERMS AND CONDITIONS SET FORTH BELOW (THE “TOS”) GOVERN YOUR USE OF THIS CH WEB DESIGN WEBSITE, AND ARE LEGALLY BINDING ON YOU (USER). IF YOU DO NOT AGREE WITH ANY ONE OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY INFORMATION CONTAINED WITHIN THIS WEBSITE. YOUR USE OF THE SITE SHALL BE DEEMED TO BE YOUR AGREEMENT TO ALL OF THE TERMS AND CONDITIONS SET FORTH BELOW.

1. Disclaimer of Warranty

• CH WEB DESIGN is providing this site, its contents and links on an “as is” and “as available” basis and makes no representations or warranties of any kind, express or implied with respect to this site, its availability, contents or information or products or services listed on the site.
• USER will hold harmless CLIENT and CH WEB DESIGN (it’s shareholders, officers, director, and employees from all claims arising out of or related to USER access to or inability to access WEBSITE.
• Again, YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. In consideration for use of and access to WEBSITE, you agree that in no event will CH WEB DESIGN or any other party involved in creating, producing or delivering this WEBSITE or any site linked to this WEBSITE, be liable to USER in any manner whatsoever for any decision made or action or non–action taken by USER in reliance upon the information provided through this WEBSITE.

2. Limitation of Liability

• USER will hold harmless CLIENT and CH WEB DESIGN (it’s shareholders, officers, director, and employees) from all claims arising out of or related to USER access to or inability to access WEBSITE.
• CH WEB DESIGN and CLIENT do not warrant that the WEBSITE will operate error fee or that the site and its server are free of computer viruses and other harmful goods or conditions. If use of WEBSITE or it’s content (defined below Section 4b) results in the need for servicing or replacing equipment or data, CH WEB DESIGN and CLIENT are not responsible for those costs.

3. Copyrights and Copyright Notices

• CH WEB DESIGN and CLIENT respects the intellectual property of others, and demand the same.
• The entire content of WEBSITE (software, photos, video, text, graphics, music, sounds or other material (collectively CONTENT) is copyrighted and any attempt to infringe upon these materials will subject USER or organization to criminal and civil penalties as prescribed by law. You may not modify, publish, transmit, participate in the transfer or sales, create derivative works, or in any way exploit, any of the CONTENT of WEBSITE, in whole or part.
• Modification of CONTENT or use of CONTENT for any purpose, including use of any such CONTENT on any other web site, internet device, or networked computer environment is strictly prohibited.
• If WEBSITE contains any work that USER believes constitutes a copyright infringement, you must contact the CLIENT.

4. Links

• WEBSITE may provide links to other websites which are not sponsored by CH WEB DESIGN or CLIENT. These links are provided as a convenience only. Because CH WEB DESIGN AND CLIENT have no control over such sites and resources, CLIENT and CH WEB DESIGN are not responsible for information appearing in links or for the availability of such external sites or resources.
• CLIENT and CH WEB DESIGN do not endorse and are not responsible or liable for any content, advertising, products, or other materials on, or available from, such sites or resources.

5. Governing Law

These TOS shall be governed by and construed in accordance with the laws of the State of Texas, without giving effect to any principles of conflicts of law. You agree that any action at law or inequity arising out of or relating to these terms shall be filed only in the state or federal courts located in the Tarrant county of the State of Texas and you hereby consent and submit to the personal jurisdiction of such courts for the purpose of litigating any such action. If any provision of these TOS shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between you and CH WEB DESIGN relating to the subject matter herein and shall not be modified by USER except in writing and signed by both parties. The TOS will inure to the benefit of CH WEB DESIGN successors, assigns and licensees.

6. Indemnification

You agree to hold agree to indemnify, defend and hold harmless CLIENT and CH WEB DESIGN, along with their officers, directors, employees, consultants, and agents from any and all third party claims, liability, damages and/or costs (including, but not limited to, attorney's fees) arising from your use of WEBSITE or your violation of the terms or conditions of this agreement (the TOS).

7. Privacy Statement

At Safe Harbor Benefits we are committed to protecting your privacy as a visitor to this Website and as our customer. To our visitors and to our customers we offer this pledge:

Safe Harbor Benefits is the owner of the information which is collected on this Website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.